Tiger, Futu, Longbridge: Why China Is Stepping In on Trading Apps — HSK 2 Chinese Listening Practice (4:27) | Fluentide

Tiger, Futu, Longbridge: Why China Is Stepping In on Trading Apps — HSK 2 Chinese Listening Practice (4:27) | Fluentide

Script

原文

Pinyin 拼音EN 翻译

今天我们说一个，

Today we'll talk about

关于钱的新闻。

a news story about money.

这个新闻，

This news

和买股票有关。

is related to buying stocks.

我们先说一下"股票"。

Let's first talk about "stocks."

一个公司，

A company

可以分成很多小块。

can be divided into many small pieces.

每一小块，

Each small piece

就是一张股票。

is one stock.

你买了一个公司的股票，

If you buy a company's stock,

你就是这个公司，

you become a very, very small

很小很小的一个主人。

owner of that company.

公司赚钱了，

If the company earns money,

你的股票就更值钱。

your stock becomes worth more.

公司不好了，

If the company does badly,

你的股票就不值钱。

your stock is not worth money.

很多人买股票，

Many people buy stocks

是想让自己的钱变多。

because they want their money to grow.

有的人，

Some people

买中国公司的股票。

buy the stocks of Chinese companies.

也有很多人，

And many people

想买外国公司的股票，

want to buy the stocks of foreign companies,

比如美国的大公司。

for example big American companies.

怎么买外国的股票呢？

How do you buy foreign stocks?

以前，

In the past,

这件事很麻烦。

this was very troublesome.

后来，

Later,

有了一些手机软件，

some phone apps appeared,

事情就变简单了。

and it became simple.

今天新闻里的三个软件，

The three apps in today's news

就是这样的。

are exactly this kind.

它们叫老虎、

They are called Tiger,

富途和长桥。

Futu, and Longbridge.

用这三个软件，

With these three apps,

可以买美国、

you can buy American

香港的股票。

and Hong Kong stocks.

用手机就能买，

You can buy with just a phone —

非常方便。

very convenient.

所以这些年，

So in recent years,

很多中国人都在用。

many Chinese people have been using them.

但是，

But,

五月二十二号，

on May 22,

情况变了。

the situation changed.

中国有一个部门，

China has a department

专门管股票市场。

that specially manages the stock market.

它的名字，

Its name,

我们一般叫"证监会"。

we usually call it the "CSRC."

这一天，

On this day,

证监会说：

the CSRC said:

老虎、富途、长桥，

Tiger, Futu, and Longbridge

做了违法的事。

have done something illegal.

"违法"，

"Illegal"

就是做了，

means doing

法律不让做的事。

what the law does not allow.

这三家公司，

What did these three companies

做错了什么呢？

do wrong?

在中国，

In China,

帮别人买卖股票，

helping others buy and sell stocks

是一种生意。

is a kind of business.

做这种生意，

To do this kind of business,

必须先得到国家的同意。

you must first get the state's consent.

国家给你一个"许可"，

The state gives you a "license,"

你才可以做。

and only then may you do it.

但是这三家公司，

But these three companies,

没有这个许可，

without this license,

就在中国，

went and did this business

做了这个生意。

in China.

所以证监会说：

So the CSRC said:

这是违法的。

this is illegal.

证监会还说，

The CSRC also said

它们这样赚到的钱，

the money they earned this way

要被全部收走。

must all be taken back.

而且，

And furthermore,

它们还要被严厉地处罚。

they will be severely penalized.

这个消息一出来，

As soon as this news came out,

这三家公司，

these three companies

马上遇到了大麻烦。

immediately ran into big trouble.

其中两家，

Two of them

是上市公司。

are publicly listed companies.

它们的股票，

Their stocks

一天就跌了很多，

fell a lot in a single day —

有的跌了三成以上。

some fell more than thirty percent.

"三成"，

"Three-tenths"

就是百分之三十。

means thirty percent.

那么，

So,

为什么国家要管这件事？

why does the state manage this matter?

这里有一个重要的原因。

There is an important reason here.

在中国，

In China,

钱出国，

money leaving the country

是有规定的。

is subject to rules.

一个普通人，

For an ordinary person,

一年能换多少外国的钱，

how much foreign money they can exchange in a year

是有数字的。

has a set figure.

用这些软件，

Using these apps

买外国股票，

to buy foreign stocks

其实一直在一个，

has, in fact, always been in a

不太清楚的地方。

not-very-clear place.

不能说完全可以，

You can't say it is fully allowed,

也不能说完全不行。

nor that it is fully forbidden.

这一次，

This time,

国家把话说清楚了。

the state has stated it clearly.

那么，

So,

已经在用这些软件的人，

the people already using these apps —

要担心吗？

should they worry?

国家说了：

The state has said:

不用太担心。

no need to worry too much.

你账户里的钱，

The money in your account

还是你的。

is still yours.

你买的股票，

The stocks you bought

也还是你的。

are also still yours.

没有人会强行拿走。

No one will forcibly take them away.

但是以后，

But from now on,

你只能卖，

you can only sell;

不能再放新的钱进去。

you cannot put new money in.

而且国家说，

And the state said

要用两年的时间，

it will use two years

把这种违法的生意，

to completely stop

完全停掉。

this kind of illegal business.

我看了这个新闻，

I read this news,

想了一个问题。

and I thought of a question.

一个东西很方便，

Something is convenient,

很多人都在用——

and many people use it —

但这不等于，

but that does not equal

它就一定是对的。

it being definitely right.

方便和规定之间，

Between convenience and rules,

有时候，

there is sometimes

是有矛盾的。

a contradiction.

最后我问你：

Finally I ask you:

如果是你，

If it were you,

你会想买外国的股票吗？

would you want to buy foreign stocks?

你想一想。

Think about it.

好。

Okay.

今天就说到这里。

That's all for today.

明天再聊。

Talk tomorrow.